The challenge for financial institutions

More connected customers,
in a rapidly evolving ecosystem.

01

Higher
expectations

Your customers want to carry out their transactions anywhere, at any time.

02

Multichannel
usage

Mobile, ATMs, branches, merchants, bill payments, transfers…

03

A connected
ecosystem

Regional interoperability (GIMAC) is becoming essential to provide your customers with more possibilities.

The answer

GAV connects all financial institutions across the CEMAC region.

The CREDIX solution

A platform at the heart of the GIMAC ecosystem.

GAV is an interoperable electronic payments platform that enables microfinance institutions and financial institutions to offer their customers accessible and interconnected transactional services across the GIMAC region.

  • Direct connection to the GIMAC ecosystem
  • Interoperability with partner MFIs and banks
  • Multiple channels: USSD, mobile app, web
  • Available throughout the CEMAC region
GIMAC
GAV CREDIX
MFI Financial
institutions
Banks GIMAC
partners
Mobile Money All operators
ATM Cardless withdrawals
Merchants Payments
Customers Individuals & members
Comprehensive transactional services

One platform.
All the essential services.

With GAV, your institution can offer a comprehensive range of electronic payment and mobile banking services, accessible through your customers’ preferred channels and interoperable with the GIMAC ecosystem.

01

Money transfer

Transfer funds between customers and participants within the ecosystem.

02

Remittances

Facilitate domestic and international money transfer operations.

03

Internal transactions

Enable transactions between participants within the GIMAC ecosystem.

04

Merchant payments

Enable customers to pay for their purchases at participating merchants.

05

Bill payments

Make it easier to pay for services and bills (water, electricity, telecoms, etc.).

06

Cardless withdrawals

Enable customers to withdraw funds without a card at compatible ATMs.

How does it work?

A simple journey, integrated into the GIMAC ecosystem.

01

Your institution
connects

Integration through the appropriate channels (API, USSD, Mobile, Web).

→
02

GAV connects
the services

Connection to the various actors within the GIMAC ecosystem and its partners.

→
03

Your customers access
the services

Through their usual channels (Mobile, ATMs, branches, merchants, etc.).

→
04

Transactions are
processed within the GIMAC ecosystem

Securely and interoperably with GIMAC and participating institutions across the region.

GIMAC ecosystem
Customer using GAV digital services
Closer to your customers

A borderless transactional space.

Thanks to GIMAC interoperability, your customers can carry out transactions across a wide network of partners throughout the region. Your institution can therefore provide a seamless, modern and accessible experience.

Is your institution ready to join the GAV ecosystem?

Let’s talk about your project.

GAV