One platform, multiple possibilities
MoMoKash relies on the same technological infrastructure to offer several financing services designed to meet specific needs.
MoMoKash
Nano-credit for individuals
A solution enabling partner financial institutions to provide nano-credit to eligible Mobile Money users to meet their cash flow needs and everyday expenses.
MoMoKash AF
Financing for Mobile Money agents
A solution derived from MoMoKash, designed to enable partner financial institutions to provide financing to Mobile Money agents to support their cash flow and business activities.
AirKash
Airtime credit
A service enabling eligible users to access airtime credit when their Airtime balance is insufficient, with repayment at a later stage in accordance with the applicable terms and conditions.
A simple, 100% digital journey
MoMoKash provides quick access to financing solutions directly from your phone, in just a few steps.
Access the service
via USSD (*126*62#)
Apply for credit
in just a few steps
Assessment and approval
based on your eligibility
Receive the funds
directly into your MoMo account
Technology that enhances your offering
MoMoKash provides partner financial institutions with a technological infrastructure that enables them to digitalise and diversify their financing offerings.
Digitalise
your financing
journeys
Deploy
your services
across digital channels
Enhance
your offering
with multiple services
Simplify
application and
repayment management
Strengthen
financial
inclusion
One infrastructure
for multiple uses
MoMoKash is part of an ecosystem that connects financial institutions, Mobile Money operators and end users.
Discover our partners →
Eligible
individuals
Mobile Money
agents
Users
(airtime credit)
Your questions, our answers
MoMoKash is available to eligible users based on the criteria defined by partner financial institutions and the conditions applicable to the service.
The amount available depends on your eligibility and the applicable conditions. For the MoMoKash Classic service, the amount can be up to 100,000 FCFA.
The service can be accessed through the available Mobile Money channels, according to the procedures communicated for your profile and operator.
Repayment is made in accordance with the applicable terms and schedule for the financing granted. The conditions are communicated before confirmation.
MoMoKash AF is a service of the MoMoKash platform designed for Mobile Money agents. It enables partner financial institutions to offer financing solutions tailored to their business needs.
AirKash is a service of the MoMoKash platform that enables eligible users to access airtime credit when their airtime balance is insufficient, with repayment at a later stage in accordance with the applicable conditions.
MoMoKash is a technology infrastructure that enables partner financial institutions to digitalise and offer different financing solutions tailored to multiple user segments.
The platform includes MoMoKash Classic, designed for eligible individuals, MoMoKash AF, designed for Mobile Money agents, and AirKash, dedicated to airtime credit.
MoMoKash is designed to support partner financial institutions in digitalising and diversifying their financing offerings, subject to the applicable integration requirements.
The platform enables institutions to digitalise financing journeys, offer multiple services through digital channels and reach different user segments from a shared infrastructure.
Interested institutions can contact CREDIX to discuss their needs, integration options and partnership arrangements.
CREDIX provides the technology infrastructure used to digitalise the financial journeys and services offered through the platform, within the framework of partnerships established with the relevant institutions.
Let's develop new financial solutions together
Are you a bank, microfinance institution or digital services provider? Discover the integration and collaboration opportunities offered by the MoMoKash platform.
